住宅ローン金利上昇..｜不動産・一戸建て・マンション・土地ならハウスドゥ 札幌栄町

住宅ローンの固定金利は、

長期金利の代表的な指標となっている10年ものの国債の利回りを参考に

それぞれの銀行が毎月決めています。

大手銀行は31日、２月に適用する固定金利を発表し、

このところ長期金利が上昇傾向となっていることを受けて、金利の引き上げが相次ぎました。

このうち10年固定で最も優遇する場合の金利は
▽三菱UFJ銀行が0.13ポイント引き上げて年1.44％、
▽三井住友銀行が0.1ポイント引き上げて年2.0％、
▽みずほ銀行が0.15ポイント引き上げて年1.6％になります。

また、
▽りそな銀行は年1.875％に、
▽三井住友信託銀行は年1.635％にそれぞれ引き上げます。

変動金利も各銀行で上昇しております。

今後約2年くらいは段階的に上昇するといわれております。

ローンご利用予定の方はお早めに借りると

月々の負担が重くならないです。

ローンご検討の方は

お早めに物件見てローン組まれた方が良いと思います。

ご相談などもお気軽にご連絡ください。

参考）NHKニュース

-------------------------------------------

Mortgage rates have increased.

Major banks announced fixed mortgage rates to be applied in February,

interest rates were raised one after another. The Bank of Japan also decided last week to raise the variable rate,

The fixed mortgage rate may also be raised in the future after the Bank of Japan decided to raise interest rates additionally last week.

Fixed mortgage rates are,

The fixed mortgage rate is determined monthly by each bank based on the yield of 10-year government bonds, which is a representative indicator of long-term interest rates.

Each bank sets its own monthly fixed interest rate based on the yield on 10-year JGBs, a representative measure of long-term interest rates.

On March 31, major banks announced their fixed interest rates for February,

The banks raised their interest rates one after another in response to the recent upward trend in long-term interest rates.

Of these, the most preferential interest rates for 10-year fixed rates are
Mitsubishi UFJ Bank raised the rate by 0.13 points to 1.44% per year,
Sumitomo Mitsui Banking Corp. raised its interest rate by 0.1 point to 2.0% per year,
Mizuho Bank raised its interest rate by 0.15 points to 1.6% per year.

In addition, Resona Bank, Ltd,
Resona Bank will raise its annual interest rate to 1.875%,
Sumitomo Mitsui Trust Bank will raise its annual interest rate to 1.635%.

Floating interest rates are also rising at all banks.

It is said that interest rates will increase in stages over the next two years or so.

If you are planning to use a loan, you should borrow early.

the monthly burden will not be so heavy.

If you are considering taking out a loan

If you are considering taking out a loan, it would be better to look at properties and take out a loan as soon as possible.

Please feel free to contact us for further information.

(Reference) NHK News